Recent bankruptcy filings in Delaware

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What to bring to an initial bankruptcy consultation

For your first meeting with your bankruptcy attorney or if you are going the "do it yourself" route, you should assemble the following documents.

Many attorneys will perform the Means Test at this first meeting, the documents would most likely be produced at the second meeting.

You will need a lot more than this list, but at least you will have a starting point.

TIP: If you are not an organized person or if your docs are a mess, start now with your organization.


PICTURE IDENTIFICATION and ORIGINAL SOCIAL SECURITY CARD
If you have lost your social security card, apply for a replacement NOW.  It takes about a week or longer.

INCOME INFORMATION FOR PAST 6 MONTHS TO PRESENT
Income information may include one or more of the following:
PAY STUBS (PAST 6 MONTHS) from ALL sources of employment
If married – from BOTH spouses

ALIMONY/SPOUSAL SUPPORT

PROOF OF SOCIAL SECURITY PENSION OR RETIREMENT STATEMENTS

CHILD SUPPORT STATEMENTS UNEMPLOYMENT COMPENSATION

REGULAR CONTRIBUTIONS TO HOUSEHOLD FROM:
SIGNIFICANT OTHER
OTHER FAMILY MEMBERS

BUSINESS OWNERS/SELF-EMPLOYED INDIVIDUALS:
Profit/Loss Statements for past 6 months
Gross Revenue less Expenses over past 6 months

FEDERAL & STATE TAX RETURNS FROM PAST TWO TAX YEARS

ALL STATEMENTS FROM CREDITORS WITH NAME, ADDRESS, ACCOUNT NUMBER AND APPROXIMATE AMOUNT OWING and THE DATE WHICH IT WAS INCURRED.
Including credit cards, medical bills, home mortgages, car loans, student loans, child support, and all other debts you may owe. We can access a credit report for you if you do not have access to one. Please bring all correspondence regarding your debts, including letters from collection agencies, attorneys and any legal documents.

IF YOU OWN A HOME AND/OR REAL ESTATE:
PROPERTY TAX STATEMENT from the most recent year
APPRAISAL if you have had your property appraised within the past 4 years
DEED you received when you bought the property
Warranty Deed or Quitclaim Deed from the prior owner.
TITLE CERTIFICATE to any MOBILE OR MODULAR HOME
MORTGAGE documents or land contract
A copy of your recent mortgage statement
PROOF OF INSURANCE on real property (policy declaration page)

IF YOU RENT OR LEASE YOUR RESIDENCE: Bring a copy of your lease

MOTOR VEHICLES
PROOF OF TITLE/REGISTRATION
VEHICLE LOAN INFORMATION
Loan documents from purchase
Name, Address of Bank
Proof of Insurance Coverage

BANK STATEMENTS FOR PAST 3 MONTHS for your checking and savings bank or credit union accounts

RECENT 401K, IRA OR RETIREMENT PLAN STATEMENTS

DIVORCE JUDGMENTS AND SUPPORT ORDERS- If you are divorced please bring a copy of your divorce decree. If you ay or receive child support or alimony, please bring a copy of such orders. If you are paying child support or alimony under  domestic support obligation, please provide documentation that you are current on this obligation or documentation howing how much you are behind on your obligation.
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Bankruptcy forms and woksheets

Your going to need bankruptcy forms and prepetition and postpetition bankrupt worksheets.  Regardless of who files the forms or schedules. I've assembled some links from various firms and sites that fit the bill and will help in identifying your debt and assets and the information needed for your bankruptcy case. There use is not an endorsement of any kind. Each has pluses and minuses, you might find a mixing of them works best for you.

In PDF Format
Worksheet set #1
Worksheet set #2
Worksheet set #3

In Word "doc" format
Worksheet set #4 (will download)

Here is a completed set from Vermont to help in your thinking and answering format.
Completed Vermont bankruptcy worksheet set. (Review only)